Leftists dismayed “because, while Obamacare was built to fail, it wasn’t expected to fail so early.”

by 1389 on October 15, 2013

in "Obamacare", 1389 (blog admin), Barack Hussein Obama, IT profession

Derek Hunter: Obamacare’s Failures Are Causing Democrats To Become Unhinged

While the media has been fixated on Republican infighting over how to deal with Obamacare, it has completely ignored the panic-induced irrational rhetoric coming from Democrats on the same subject.

No, they aren’t openly forming circular firing squads like Republicans do – progressives put their agenda above ego and public disagreement. But they are worried because, while Obamacare was built to fail, it wasn’t expected to fail so early. That failure puts at risk the progressive dream of single-payer health care in the United States.

We are moving past the “cost estimate” stage of Obamacare into reality of what Obamacare will mean to Americans’ pockets. As the state exchanges get ready to go live on Tuesday, the Department of Health and Human Services released the cost of insurance premiums for individuals in some states, and the numbers aren’t good.

Sure, progressive “journalists,” such as New York Magazine’s Jonathan Chait, took a thesaurus to White House press releases and published rewritten end zone dances, featuring lines like, “I grant that glitches and setbacks have occurred, mostly but not entirely because of fanatical Republican sabotage effort.”

While Chait was claiming premium “savings” and declaring, “I have yet to see a single conservative grapple with the positive developments,” serious analysts such as the Manhattan Institute’s Avik Roy brought some honesty to the table. He writes, “HHS compared what the Congressional Budget Office projected rates might look like—in 2016—to its own findings. Neither of those numbers tells you the stat that really matters: how much rates will go up next year, under Obamacare, relative to this year, prior to the law taking effect.”

In fact, Roy found that comparing apples to apples and not apples to Subarus, “Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent.”

When the comparison is an honest one it is not much of a “positive development.”

This fact has progressives worried. Obamacare was designed to fail, but it was designed to fail eventually, not quickly. Progressives, with the help of the media, would blame a failure a few years from now on the “free market.” But failure from the start will force the blame fall where is squarely belongs – on government control.

How, you may ask, could an exchange set up, governed and subsidized by a government bureaucracy be called a “free market”? It’s already happened.

When Walgreens announced it planned to drop the insurance it has been providing employees because of Obamacare, none other than the Washington Post hailed it as a great development for them. Those 160,000 employees would not be able to keep the plan they had if they liked it, as the president repeatedly promised. Instead, they would be “joining a growing list of large employers seeking to control costs by having employees shop for coverage in a private marketplace.” (emphasis added)

Of course, there’s nothing “private” about it. But that lie is out there, with the credibility of none other than the Washington Post behind it. Which was the point. People who don’t pay attention will now be exposed to it, and it will spread.

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Obamascare: The feeling you get in the pit of your stomach when you see how much Obamacare will increase your health insurance premiums.
You’ll ALSO panic when you see how little coverage you’ll actually get.
Deductibles and co-pays will be sky high.

Forbes: Obamacare’s Website Is Crashing Because It Doesn’t Want You To Know How Costly Its Plans Are

A growing consensus of IT experts, outside and inside the government, have figured out a principal reason why the website for Obamacare’s federally-sponsored insurance exchange is crashing. Healthcare.gov forces you to create an account and enter detailed personal information before you can start shopping. This, in turn, creates a massive traffic bottleneck, as the government verifies your information and decides whether or not you’re eligible for subsidies. HHS bureaucrats knew this would make the website run more slowly. But they were more afraid that letting people see the underlying cost of Obamacare’s insurance plans would scare people away.

HHS didn’t want users to see Obamacare’s true costs

“Healthcare.gov was initially going to include an option to browse before registering,” report Christopher Weaver and Louise Radnofsky in the Wall Street Journal. “But that tool was delayed, people familiar with the situation said.” Why was it delayed? “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.” (Emphasis added.)

As you know if you’ve been following this space, Obamacare’s bevy of mandates, regulations, taxes, and fees drives up the cost of the insurance plans that are offered under the law’s public exchanges. A Manhattan Institute analysis I helped conduct found that, on average, the cheapest plan offered in a given state, under Obamacare, will be 99 percent more expensive for men, and 62 percent more expensive for women, than the cheapest plan offered under the old system. And those disparities are even wider for healthy people.

That raises an obvious question. If 50 million people are uninsured today, mainly because insurance is too expensive, why is it better to make coverage even costlier?

Political objectives trumped operational objectives

The answer is that Obamacare wasn’t designed to help healthy people with average incomes get health insurance. It was designed to force those people to pay more for coverage, in order to subsidize insurance for people with incomes near the poverty line, and those with chronic or costly medical conditions.

But the laws’ supporters and enforcers don’t want you to know that, because it would violate the President’s incessantly repeated promise that nothing would change for the people that Obamacare doesn’t directly help. If you shop for Obamacare-based coverage without knowing if you qualify for subsidies, you might be discouraged by the law’s steep costs.

So, by analyzing your income first, if you qualify for heavy subsidies, the website can advertise those subsidies to you instead of just hitting you with Obamacare’s steep premiums. For example, the site could advertise plans that cost “$0″ or “$30″ instead of explaining that the plan really costs $200, and that you’re getting a subsidy of $200 or $170. But you’ll have to be at or near the poverty line to gain subsidies of that size; most people will either not qualify for a subsidy, or qualify for a small one that, net-net, doesn’t make up for the law’s cost hikes.

This political objective—masking the true underlying cost of Obamacare’s insurance plans—far outweighed the operational objective of making the federal website work properly. Think about it the other way around. If the “Affordable Care Act” truly did make health insurance more affordable, there would be no need to hide these prices from the public.

Subsidy verification created a traffic bottleneck

Comparable private-sector e-commerce sites, like eHealthInsurance.com, allow you to shop for plans and compare prices simply by entering your age and your ZIP code. After you’ve selected a plan you like, you fill out an on-line application. That substantially winnows down the number of people who rely on the site for network-intensive tasks.

The federal government’s decision to force people to apply before shopping, Weaver and Radnofsky write, “proved crucial because, before users can begin shopping for coverage, they must cross a busy digital junction in which data are swapped among separate computer systems built or run by contractors including CGI Group Inc., the healthcare.gov developer, Quality Software Services Inc., a UnitedHealth Group Inc. unit; and credit-checker Experian PLC. If any part of the web of systems fails to work properly, it could lead to a traffic jam blocking most users from the marketplace.”

Jay Angoff, a former federal official at the agency that oversees the exchange, told the Journal that he was surprised by the decision. “People should be able to get quotes” without entering all of that information upfront.

Weaver and Radnofsky say that the core problem stems from “the slate of registration systems [that] intersect with Oracle Identity Manager, a software component embedded in a government identity-checking system.” The main Healthcare.gov web page collects information using the CGI Group technology. Then that data is transferred to a system built by Quailty Software Services. QSS then sends data to Experian, the credit-history firm. But the key “identity management system” employed by QSS was designed by Oracle, and according to the Journal’s sources, the Oracle software isn’t playing nicely with the other information systems.

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Okay, Barack, let’s see YOU sign up for this train wreck!

Washington Times: House GOP to push Obama, Biden into Obamacare

House Republicans on Tuesday narrowed their attack on Obamacare to the issue of fairness, insisting that President Obama and his top political appointees all have to buy their insurance through the Affordable Care Act’s exchanges as part of a new bill to end the government shutdown and extend the federal debt ceiling.

GOP leaders hope to put the bill on their chamber’s floor for a vote later Tuesday, with little time to spare before the Thursday deadline the Treasury Department has set for when it will run out of maneuvering room under the current $16.7 trillion debt ceiling.

The new bill would give the Treasury borrowing authority through Feb. 7, and would include stopgap funding for basic government operations through Dec. 15.

The key change would be to force Mr. Obama, Vice President Joseph R. Biden and their top political appointees into Obamacare, and to withhold government subsidies from them and from members of Congress and their staffs, who were already forced into Obamacare’s exchanges.

Republicans argue that lawmakers should face the same conditions they are foisting on average Americans — including not being able to get help from their employers to pay premiums.

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PTG

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